Best card machine for small businesses
Choosing the best card machine for small businesses depends on factors like transaction volume, budget, mobility needs, and specific features like integration with POS systems or accounting software. Here are some top recommendations for small businesses in 2024:
1. Square Reader
– Best for: Startups and small businesses with low transaction volume.
– Pros: No monthly fee, pay-as-you-go pricing, free POS app, quick setup, works with mobile devices.
– Key Features: Portable, supports contactless and chip payments, inventory management, customer directory.
2. SumUp Air
– Best for: Affordability and ease of use.
– Pros: Low upfront cost, no monthly fees, simple setup, works well for mobile businesses.
– Key Features: Compact, Bluetooth connectivity, supports multiple payment methods (contactless, chip, magstripe), integrates with SumUp’s POS software.
3. Zettle by PayPal
– Best for: Small businesses looking for PayPal integration.
– Pros: Competitive fees, easy to use, integrates with PayPal, eCommerce integration.
– Key Features: POS software, invoicing, reporting, seamless online payment integration.
4. Clover Flex
– Best for: Businesses needing a robust POS system.
– Pros: Comprehensive features, inventory management, customer management, cloud-based software.
– Transaction Fees: 2.3% + 10¢ per transaction (depending on your payment processor).
– Key Features: All-in-one device, receipt printing, inventory tracking, loyalty programs, offline payments.
5. Square Terminal
– Best for: Versatility and all-in-one functionality.
– Pros: No monthly fees, standalone device, built-in printer, all-in-one card machine.
– Key Features: Compact, touch screen, inventory management, analytics, contactless and chip payments, digital receipts.
6. CardPayGO GO POS
– Best for: Small businesses and start ups.
– Pros: Omni-channel option for ecommerce and low card transaction fees from 0.35%*
– Key Features: Powerful APi, detailed data analytics, easy to use interface and mobile friendly.
7. Stripe Terminal
– Best for: Businesses with online and in-person sales.
– Pros: Highly customizable, integrates with existing Stripe accounts, strong API for custom solutions.
– Key Features: Developer-friendly, flexible setup, cloud-based management, strong analytics.
Main Considerations:
- Transaction Fees: Even small differences in fees can add up, so consider this based on your sales volume.
- Mobility: If you’re a business on the go, opt for lightweight, wireless machines that work with mobile devices.
- Integration: Check if the card machine integrates with your accounting, inventory, or eCommerce systems.
- Support: Reliable customer service and technical support are essential.
- Evaluate your business needs and compare these options to find the best fit.
* Please check the vendor for up to date information on key features